How do I track multiple streams of income?

Most people with more than one source of income know roughly what they earn in total. Very few know what each source earns on its own, and that second number is the one that tells you where to spend your time.

Step 1: List every stream

Write down everything that brings in money, even small or irregular sources. For example:

• A day job or main salary
• Reselling or a small shop
• Freelance or contract work
• Content, tips, or affiliate income
• Rent, interest, or anything else that pays you

If any stream pays in another currency, keep it in that currency. Here's how to track dollar and naira income.

Step 2: Record each payment when it lands

For every payment, note four things: the date, the amount, which stream it belongs to, and a short note like the customer's name. Do it the same day. Payments you plan to log "later" are the ones that go missing.

Step 3: Keep the streams separate

A single total hides the truth. A ₦300,000 month could be one strong stream carrying two weak ones. Seeing each stream on its own is what lets you find out which side hustle is making you the most money.

Step 4: Track what each stream costs, too

Income alone can mislead you. A stream that brings in ₦150,000 but costs ₦120,000 to run is earning you ₦30,000. Record expenses against the stream they belong to, and you'll see real profit, not just revenue.

Step 5: Review weekly, decide monthly

A two-minute weekly check catches problems early. Once a month, compare each stream's income and costs and ask whether it deserves more of your time or less.

Doing this in Gripd

In Gripd, each income stream is its own "hustle" with its own income, expenses, and totals, so nothing gets blended. Logging a payment takes a few seconds, and the dashboard shows your total alongside each hustle's share. The free plan covers two hustles; the paid plans remove the limit.